Get YourDental Plan Today! Click Here!

Dental Insurance Plans Tags:
dental plan
dental insurance
individual dental plan
individual dental insurance
cheap dental plan
dental insurance plans

April 30, 2007

Dental Insurance Plans : I'm back

I'm back after a short vacation from everything dental, dental insurance and dental plans. I had loads of fun during the holiday. And just so I don't forget about teeth, dentistry - my passion and all things dental I found a brand new tooth brush in its original packing on the beach. I took that as a message :-) to continue my work on dental insurance. No, No, nothing related to Apr 1, I am going off my rocker Too much sun and tan.

Okay guys back to serious business tomorrow. Bye for now.

April 16, 2007

Dental Insurance Plans : Principal Dental Insurance Plans

Take Advantage of services offered

Your Dental Insurance Principal , will help you get the care you need at affordable cost. Every person's needs are different. So the Dental Insurance Principal plans that you select should meet your needs.

Some of things that your Dental Insurance Principal excludes may be provided for by you health insurance. So read the fine print. Choose dental plans that have dollar cap rather than exclude services. This way you will receive the treatment that you require rather than some other treatment that you don't need.

Most Dental Insurance Principal plans provide for the following services. Use them to get full benefit for your money.

Predetermination of Costs. : You are required by your Dental Insurance Principal provider to submit a proposal about your treatment costs. The insurance carrier will decide the maximum limits and payments that the patients will need to make. This should help you plan your treatment.

Annual Benefits Limitations. Many Dental Insurance Principal have limits on the amount treatment you can recieve in one year. Use this to plan your treatment.

Peer Review for Dispute Resolution. Peer reviews help solve disputes between patients, insurance companies and dentists with out the costly legal fees. So look for dental and health insurance plans that provide this kind of relief mechanisms.

Premium Adjustments and Reevaluations. Insist on periodic review of the ucr tables and benefits levels in your Dental Insurance Principal plans for each year to get maximum benefit out of your every dollar.

Coordination of Benefits: If you are covered by two dental and health insurance plans or two Dental Insurance Principal plans or a dental and a health insurance plan then inform both your providers about this. This will ensure that you get the full benefit from both the plans and are covered for treatments not covered by one of the insurance providers.

Dental Insurance Principal plans are contributing to America's health.

More and more people in America are now covered by Dental Insurance Principal plans. In fact the 10 fold increase in the number of American who are covered by Dental Insurance Principal in the 80's is the single most effective reason why there is such a sharp drop in the incidence of dental decay.

It's a fact that more than 50 percent of the America's school children have never had a dental cavity. Many more Americans are today aware of the benefits of preventive care than anytime in the history of America.

A good Dental Insurance Principal plan that provides for preventive care is the safest guarantee that you can give your family for good oral health. Healthy teeth mean happy children and lesser number of "OFF" days at school.

Choose from plans like children Dental Insurance Principal , family Dental Insurance Principal etc. and give yourself peace of mind and your family good dental health.

April 15, 2007

Dental Insurance Plans : Dental Insurance Richmond

Dental Insurance Richmond - Finding Dental Insurance in Richmond is not at all a tough task. The state provides a wide variety of choices in terms of dental insurance coverage and ceiling limits etc at costs that very competitive.

There is tough competition between the various Dental Insurance at Richmond providers and many of these companies have an online presence. You can just key in a few of your details and you will be provided with quotes for your dental insurance.

If you are comfortable with the research and transanctions on the Internet then finding and buying Dental Insurance in Richmond is easy and hassle free process. All you need to do is enter your pin code and you will get access to all the dental insurance providers in Richmond.

You can get multiple quotes from different Dental Insurance Richmond providers and compare the rates and services provided. Then choose the policies that suit your needs and budget. Ensure that your policy provides for preventive dental care like routine dental visits, check-ups, cleanings. As these alone can eliminate most major dental problems from occurring.

If you are not comfortable with the Internet then don't worry grab a copy of your Yellow Pages and find the dental insurance section. You could provide over the phone and get quotes from most companies. Go through the fine print and find a Dental Insurance in Richmond that will cover all your needs. Like any insurance the higher premium you pay the greater will be the extent of the treatments covered under your Dental Insurance at Richmond.

April 14, 2007

Dental Insurance Plans :Buying Dental Insurance Plans Online

The most important reason why we need Dental Insurance Online is because dental diseases are so common and yet preventable that having a Dental Insurance Online becomes almost a neccessity. Most members of the family need to visit a dentist for routine check-ups and cleanings every year. Often dental problems like cavities, tooth decay and other problems crop up which require more frequent dental visits. Unless you are covered by Dental Insurance Online you should be prepared to pay for these costs.

But having a family Dental Insurance Online will protect you and your family by covering the costs of your dental care. It's an essential safeguard for your family's dental health. Preventive care, including regular checkups and cleanings, is very important to maintain good dental health. With regular visits to the dentist, problems can be diagnosed early and treated without extensive testing or elaborate and expensive procedures. Dental care costs are much lower when compared to medical care if dental problems are prevented and treated early.

A good Dental Insurance Online cover is an ideal safety net to help you keep your dental costs under control. So, invest wisely and choose a Dental Insurance Online that meets your and your family needs. A variety of Dental Insurance Online plans are now available and are quite simple to buy too.

April 13, 2007

Dental Insurance Plans : American Dental Plan For Florida Residents

Anyone in Florida who cares at all about their dental health should have a American Dental Plan Florida. There are so many to choose from that it makes no sense not to have some sort of coverage. For a few dollars per month, it's possible to purchase a discount American Dental Plan Florida that will provide routine dental services for less than half of listed dental fees. Some of these plans give as much as an 80 percent discount for some services, such as routine dental cleanings.

With that in mind, before buying any American Dental Plan Florida, it is wise to determine what is offered for the type of plan that best suits your needs. Strictly speaking, discounted American Dental Plan Floridas are not insurance. They don't have the restrictions of insurance, and the participating dentists are all part of a network that has agreed to a fee scale that gives the patient instant savings. The object is to make dental care affordable.

One of the features that makes this type of American Dental Plan Florida so attractive is the fact that paperwork for the patient is minimal. They don't need to file any claims-- the discount is given at the time of service. The monthly premiums pay for the administrative part of the program (and possibly some of the additional costs), but overall savings can be substantial for routine work, such as cleanings and oral exams.

Even when it comes to the more extensive procedures, such as root canal and orthodontics, the savings over the listed office fees can make this a very desirable. This type of American Dental Plan Florida may even be more cost effective than conventional dental insurance. It is important to compare charges for some of the more frequently used services to determine which type of American Dental Plan Florida is most appropriate for your situation.

Even with a national network, pricing for discounted American Dental Plan Floridas may vary according to location. In areas when all medical and dental services are expensive, you can expect to pay more. However, the fees charges by the dentists within the network for their discounted plans have been negotiated by the company to offer the best rates available. Individual dentists will charge the same rates according to the fees of that location. For example, a routine cleaning may be $120 in Washington, D.C., but only $80 in St. Louis.

Many of the national companies that have a discounted American Dental Plan Florida have thousands of providers. Dentists are under contract to the company and have had their credentials checked. They are all licensed dentists in the region where they practice. Thus, someone using dental facilities away from home can be confident that the person providing services is qualified to do so.

A survey by the American Dental Association found that more than 50 percent of Americans have no type of American Dental Plans. They are paying the costs of dental services themselves, and are paying more than necessary. By having a American Dental Plan, and especially a discounted American Dental Plan Florida, the savings would more than pay for the monthly fee. It just makes good sense to protect yourself, and your mouth, with good dental care because your health is effected by your mouth. And it makes sense to consider a discounted American Dental Plan Florida.

Dental Insurance Plans And Wisdom Tooth Extraction

A reader asked this question last week.

How much does a wisdom tooth extraction cost?

It's not easy to answer this question without more details like - the person's dental history, his/her present location, dentist's experience, whether they have some kind of dental cover like dental insurance plan and so on.

But I will attempt to answer it broadly here so other's can also benefit.

A Ball Park Figure:

A wisdom tooth extraction can cost anywhere between $350-$150. There are many reasons why the price variation is so high.

Location:

Extraction at a rural area may cost you less than say Beverly Hills. The overheads are high the chances are that you will be paying more. But balanced against is volumes.

A urban location may have more patients and rural dentist has to make his living with few patients. But, it is the general experience that semi-urban and rural dentists charge less than urban dental offices.

Experience:

A highly qualified, well-trained dentist with loads of experience usually charges more. But then many are willing to pay the price for the better treatment they can expect.

Dental history:

If your dental history is poor the area around your wisdom teeth is affected by infected gums, rotten teeth, cavities then you will need more work than a simple wisdom tooth extraction. Your dentist is likely to quote higher price for these.

If you have a dental insurance plan or dental discount plan your costs will be partly or fully covered. Most dental insurance plans will cover from 50-80 percent of your dental treatment costs. It is rare to find a dental insurance plans that gives 100 percent of the treatment costs.

But if you and your spouse have family dental insurance plan cover from both your employers and if you are covered under both of these then you might be able to claim hundered percent of treatment costs. Check with both your policies about this dual cover clause.

Even if you do not have dental insurance get yourself a discount dental plan that is local to your area and you can get at least some discounts on your treatment cost.

For more details on dental insurance and dental plans visit:


http://www.a1-dental-insurance.com


Dental Insurance Plans


http://www.ezinemarketingcenter.com/dental-insurance/

Technorati Tags:
, ,

Flickr Tags:
, ,

Del.icio.us Tags:
, ,

Furl Tags:
, ,

April 12, 2007

Dental Insurance Plans - Why you need to get dental insurance cover?

Dental Insurance Coverage - Why you need to get dental insurance cover
How does Dental Insurance Coverage benefit you?

By getting yourself and your family Dental Insurance plan you are assured of expensive treatment involved in managing dental problems, braces, root canal work, gum problems and bad breath when you required it. Having a dental insurance coverage is like having umbrella for a rainy day. It doesn't eliminate the pain or full expense but it surely lessens your financial discomfort.

Most Dental Insurance plans and coverage programs provide for preventive care. This keeps the cost of overall dental treatment low as you are less likely to develop major dental problems. Visiting your dentist regularly, having routine checkups, getting dental cleanings done and getting preventive treatment that your dentist provides is sure fire way to get dental health. What's more all of this is covered by most Dental Insurance plans and you have given yourself a good level of dental health with minimum costs.

If you have children and your dental health problems are substantial and not covered by your dental insurance then consider getting yourself dental discount plan coverage. These dental plans will provided discount on all dental treatment and you can save quite a bit of money.

April 11, 2007

Dental Insurance Plan : Small Dental Insurance Plan

If you own a small business and would like to offer dental cover for your employees you could approach dental plan companies that offer group dental plans. You get discounts for group cover and all your employees and yourself can benefit from the lower costs for memmbership. The small business dental plans can also be tailored to suit the needs of your employees.

Dental insurance cover is available only to those Americans whose employers offer the dental cover as part of medical insurance cover. The rest have to do with dental discount plans. The small business dental plans are a real boon to small employers and their employees who would otherwise have no dental cover.

Dental treatment is expensive if dental problems are detected late. The sooner they are treated the lesser the cost. Best of all is to prevent dental problems. As a employer you should tailor your small business dental plan emphasising on prevention. Regular check-ups, dental cleanings and routine visits to the dentist should all be part of the small business dental plan.

For the full text of the article click here Small Business Dental Plan

April 10, 2007

Dental Insurance Plans : State Subsdized Dental Insurance Plans For Those Who Can't Afford It:

A welcome move.

Two kids died of dental infections. Simple, preventable infections that if treated early would not have become the life threatening conditions that they eventually became. This happening in the world's richest, most developed and the most powerful nation is all the more shocking. All because the poor children's family did not have adequate dental insurance.

It is high time something was done to prevent the loss of precious lives and Congress is moving towards legislation that will make it mandatory for children to be provided with dental coverage under state health programs. This will then become part of the State Children's Health Insurance Program.

Two powerful voices have added muscle to the move. Republican Mike Simpson and Democrat John Dingell who have taken up this issue are going all out to get the house support for the mandatory dental insurance cover for children. Simpson, a dentist himself says, "Lack of dental care is the most prevalent unmet health need among our children. Tooth decay and other dental diseases often lead to other, more severe health-related issues in children. You could even say it is at the 'root' of the problem."

Studies have proven that the dental decay and cavities have become almost unknown among major sections of our school children and rarely do children miss school because of dental problems. This is mainly due the increased awareness of dental diseases and also the spread of dental insurance. But it is also a fact that there is a section of the population which is untouched by dental insurance cover. They are too poor to afford dental cover. This is the section that the legislation is aiming at. According to Dingell this figure is as high as 5 million children.

April 09, 2007

Dental Insurance Plans : The Missing Tooth Clause In Dental Insurance

Are you aware of the missing tooth clause in your dental insurance policy. According to this clause the insurance company is protected from paying for replacement of tooth that was missing before the insurance policy comes into effect.

Another clause which is also present in most dental insurance policies is called the replacement clause. According to this clause bridges, crowns, tooth implants etc. will not be replaced until a certain period of time has passed.

Dental Insurance Plans: Some Dental Insurance Stuff You Should Know About

Waiting Periods in Dental Insurance

Most dental insurance plans have waiting period before they come into effect. This is the length of time an insurance company will make you wait after you buy the insurance and coverage starts before the dental insurance company will pay for certain dental procedures.

Before you buy your dental insurance why not find out about the waiting periods for various procedures. Some dental treatments may mean that you will need to wait upto one year. Now, do you really want to wait for so long to get your treatment.

April 08, 2007

Dental Insurance Plans : Is An Alternative Available To Cheap Dental Insurance Plans?

The need for cheap dental insurance : Good oral hygiene is a pre- requiste to maintain a healthy life style, as symptoms of various diseases lik e diabetes,heart attack,strokes.,bone loss,oral cancer etc can be detected by regular dental screenings.

The need for cheap dental insurance is growing rapidly as maintaining good dental health is expensive. You can avoid costly dental procedures that result from poor oral hygiene and hence save lot of money in the long run with even a cheap dental insurance.

Regular dental cleaning and check up needs to be done atleast twice a year. People who are more prone to oral diseases should have cleaning and check up more than twice a year.

Cheap dental insurance will be one of the best supplement for a major medical policy. If you already have some type of medical insurance coverage, a cheap dental insurance plan may be all that's needed. But before you buy it, be certain about what you're getting - and that this will meet your needs. It would be unfortunate to buy a dental plan and then, when you need it, learn that the coverage you expected just isn't there. It is important that your read the fine print in your policy document to learn about any limitations and exclusions.

It is regular medical and dental insurance policy to exclude existing conditions so disclose this to your insurance company before you make your purchase else you will be penalised and may have to pay larger premiums or completely.

Discount dental plans, which strictly speaking aren't insurance but take the place of it, have become popular over the past few years, and there are plenty of programs from which to choose that truly offer cheap dental insurance. These plans are membership programs and require using dental services within a network. That network may be large or small, local or national and your choice should be based upon your lifestyle. For someone who doesn't travel beyond their state, becoming part of a national network is unnecessary (and possibly more expensive).

An advantage to using a discount plan for your cheap dental insurance is that there are no deductibles to meet and no paperwork to fill out. Usually, there is no waiting period. Dental services are discounted for those that are part of the network, and fees are established for each service. Dentists who join as part of the network have agreed to discount their fees and can only charge what has been negotiated under the terms of the policy. There are no surprises when it comes time to pay. You know in advance what the scheduled fees are for each procedure performed.

Examine the subtle and not-so-subtle differences to find a cost effective option that meets your budget. Remember, the cheaper the insurance, the less features and flexibility that plan will offer. At the very least, the policy should cover basic preventive care. This means two cleanings and oral examinations a year as well as routine x-rays. It could also include getting teeth filled, or even more extensive dental work. Even with cheap dental insurance, policies will vary in what is offered, so it pays to check different types of programs to be certain the one you select suits your situation.

Remember, too, that there is a difference between cheap dental insurance and cost-effective dental insurance. Dental insurance becomes cost-effective when you get the type of policy that fits your needs and then use it. By getting routine check-ups that prevent potential problems due to neglect, you've saved money in the long run. However, even if you don't pay a lot, if your insurance is ignored (and figures have shown that 40% of dental insurance in the U.S. goes unused) it can be very expensive.

April 07, 2007

Dental Insurance Plans : Types of Ppo Dental Insurance

Types of Ppo Dental Insurance And Their Payments Options

Do you get to choose your dentist under your dental insurance? Or are you constrained to go a dentist chosen by your dental insurance company? Dental Insurance have different options for choosing a dentist. Some Dental Insurance allow you the freedom to choose your own dentist while others limit your choice.

These are called the open and closed panel Dental Insurance.

Open Panel. This type of a dental insurance allows patients to go to a dentist of their choice. Similarly any dentist has the choice to accept or refuse to treat patients enrolled in this type of dental insurance plan. Open panel plans often are described as freedom of choice plans.

Closed Panel. This type of dental insurance allows patients to choose only from a limited number of dentists who have contracted with the dental insurance company.

Closed panel plans are again of two types:

Preferred Provider Organization (PPO) - The participating dentist provides service at less than his usual fee to the patients covered by this type of dental plan.

Exclusive Provider Organization (EPO) - Some patients can see a group of dentists under this dental plan. . An EPO contracts with a limited number of practitioners and access to necessary specialized care may be restricted. The EPO may also limit the amount of services that a patient can receive in a given calendar year.

If you prefer going to your trusted dental care provider then choose a open panel plan.

Always read the fine print to see that emergency and routines tests are covered. These might be expensive. Strike a balance, a better option might be to choose a plan that has a large number of participating dentists from whom you can select one.

Next, important question to ask is "Who Pays The Dentist?"

Do you pay your dentist every time you visit him? What percentage of your dental bills does your dental insurance company pay? Is your dental plan : an indemnity , a capitation or a direct reimbursement plan? What do they mean in simple plain English. Let's find out...

Ppo Dental Insurance are of three types based on the compensation and treatment provided.

Indemnity Ppo Dental Insurance. : In this type of dental plan the dentist is paid fee for service. The dental plan provider, pays 50-80% of the dentist's fee and remaining is paid by you. The dental insurance company will only pay after you have started paying the premiums, and the range of services can also be restricted.

Capitation Plans: The patient gets comprehensive coverage under this type of the dental plan. A good example is a DHMO. The dentists are paid on per patient basis every month. Some amount will have to be paid by you, the patient for each visit you make to the dental care provider.

Direct Reimbursement Plans: Under this type of dental plan, the patient's employer reimburses a percentage of the costs paid by the employee for his/family's dental treatment costs from its own funds. The employee usually has a choice of dentist and type of treatment to be provided to him/family.

April 06, 2007

Dental Insurance Plan : Individual Dental Insurance Plans

If you are not part of a group plan and your employer isn't picking up the cost, you may qualify for an individual dental insurance plan. These plans are for people purchasing dental insurance on their own. There are instances where this type of plan may even be less expensive than a group policy. One major advantage is that you can pick and choose the most appropriate policy for your situation from two major categories.

Either a traditional individual dental insurance plan or a discount plan should provide the coverage you need. Within these groups are a wide range of policies in a variety of price ranges. It is important to determine the type of coverage you need - what features are critical and which ones you can live without. You certainly want to be able to have routine examinations and cleanings, at the very least.

You may decide to choose an individual dental insurance plan that allows you to customize to some extent. That way you can have the advantage of paying for those features you'll use without the extra expense of features you won't. For example, for those that need to have teeth straightened, a plan that includes orthodontics may be ideal. However, those with straight teeth might not find that feature attractive or useful. They may prefer a policy that covers scaling or periodontal services.

An individual dental insurance plan may be considered part of those discounted programs, depending upon your definitions. Deeply discounted plans aren't actual insurance policies but function as an adjunct to health insurance. By joining a network, the member has access to any dental health care provider within that network, regardless of where they signed up or live. For someone with healthy teeth and gums, this may be the ideal solution, in terms of cost.

The member can receive dental services anywhere within the network and from any participating dentist. Unlike a traditional individual dental insurance plan, there is built in flexibility to receive treatment with this model.

Another type of individual dental insurance plan is modeled after the Health Maintenance Organization. Known as the Dental Health Maintenance Organization plan, it is a pre-payment alternative, where patients are part of a network that specifies what services can be provided under the plan without incurring any additional financial obligations. Everything is paid through premium payments. A schedule describes the services covered.

The advantage of this type of policy, especially for someone who is already enrolled in an HMO for their medical health insurance is the continuity. Both the medical and dental policies provide the insured with comprehensive coverage whenever needed, without having to pay for additional services. However, the dentists and medical providers must come within the HMO, unless authorized by the policy administrator. There is no freedom to choose except within the program. Despite these limitations, this can still be an acceptable type of individual dental insurance plan.

For more such articles Please visit a1 Dental Insurance

April 04, 2007

Family Dental Insurance: Dental Insurance For The Families

Family dental insurance is one of the most popular options for overall medical insurance policies. It's an inexpensive way to provide comprehensive coverage for your entire family. Just having medical coverage isn't enough, especially if you have children. All too often they need orthodontics or have special requirements to ensure that their teeth grow straight and strong.

In fact, pediatric dentistry may be an option, even if you are enrolling in a Dental Health Maintenance Organization. It's a good idea to start children off right with an appreciation of their teeth and the tools to take care of them. Most dental disease is preventable, and it requires so little effort to have a clean, healthy mouth. Having family dental insurance is a great way to ensure that everyone's teeth and gums get the attention they deserve.

Children also learn by example, and if they see that parents are brushing and flossing regularly, they will want to do the same. Family dental insurance shows you care about the quality of your family's total health care. Supplementing a medical policy will provide overall coverage that otherwise would be excluded.

For the full article on family dental insurance
please click on link: http://www.a1-dental-insurance.com/Family_Dental_Insurance.php

April 03, 2007

Dental Insurance: How To Get Best Dental Insurance Quotes

How about getting dental insurance quotes before purchasing dental insurance plan? It makes really good sense to do so. Although you might have compared policies for features, it's also important to compare for costs. Otherwise, how do you know that you're getting the best value for your money? And purchasing insurance is all about saving money and eliminating risk.

Figuring out the costs of a dental insurance through the quotes is rarely as straightforward as it first appears. All too often, you are left comparing "apples to oranges". And that's not easy. First, find areas of similarity in the dental services stated and chart these. Then, look for the most specific way possible how each item will price out. There will certainly be variations, and you also need to consider the expertise of the person providing the services.

For example, when comparing the cost of a teeth cleaning, will your teeth be cleaned by a hygienist or by a qualified dentist? How thorough will that cleaning be? Some offices will spend 45 minutes cleaning a patient's teeth, while in others, half an hour is the norm. Getting a dental insurance quote will clarify what to expect.

You may need to make some phone calls to get an accurate dental insurance quote because of the issues mentioned above. Or you may have enough information from a brochure or web site if it goes into a great deal of detail. Before deciding on an insurance purchase, you will likely feel more confident in your decision after speaking with a company representative and then getting written information to back up what you were told.

It's always best to have a written statement of the basic costs along with your dental insurance policy. That quote is your protection that the costs will be as described, and not dramatically increased. A written dental insurance quote is legally binding, and if the services you receive are not as described, you have recourse.

A reputable insurance company will provide a dental insurance quote to meet your specific needs. It's a good idea to consider all aspects of your requirements, and get something flexible enough to cover items you might net need immediately but could want at a later date, such as orthodontics for a child.

You'll also want to see what the discount dental insurance plans have to offer. A dental insurance quote from any of these plans will be quite different, as these plans offer specific discounts for the usual dental services. They are not typical insurance plans, but a network program that offers discounted rates for their members.

They can be very good value if the plan you choose is comprehensive enough to provide the necessary services at a deeply discounted price. And this is where the investigation mentioned a few paragraphs earlier comes into play. It's important to look carefully into what is offered and how, in order to be able to compare it to a dental insurance quote.

April 02, 2007

Dental Insurance & Dental Care: Taking Good Care Reduces Need For Dental Insurance

Taking good care of your teeth is essential to avoid bigger oral health problems. The bacteria in the mouth can cause tooth decay, cavities, gum decay and much more. They can even affect your general health. A lot of problems in other parts of the body have a link to the mouth. Clean mouth is key to good health.

Dental cleaning routines have to be established early in life and continued throughout life. Good habits like brushing and rinsing after every meal, flossing daily, visiting the dentist regularly for check-ups and cleanings are all a must to enjoy great overall health.

Just brushing is not sufficient to remove the debris that is trapped between the teeth and gums. For that you need to floss your teeth. Flossing is not easy. You need to grip the ends of the silk thread and use a sawing motion to get the stuff out.

Trying to do for kids is tougher. So, stick to brushing thoroughly in case of kids. Get their teeth cleaned by the dentists once in two months or so.

April 01, 2007

No Dental Insurance Today.

All Dental Insurance and Dental Plan Companies have come together and decided not to sell dental insurance/dental plan products today. It's a protest against the government policy of continuing the war in Iraq and consequent losses to the dental insurance industry.

With thousands of soldiers out in Iraq many dentists are not having enough business and consequently are reluctant to sign up with the dental insurance/dental plan companies. This is causing tremendous losses for the industry and the companies have been forced to shell out more to retain the dentists.

Okay, does it all sound like so much nonsense. Look at the date today.

Google has lot of elaborate jokes for April Fools Day. Check out the link from home page.