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June 19, 2007

No Individual Dental Insurance Cover And Lot Of Dental Work Needed. Help!

A friend needed 8 fillings and 5 tooth extractions but unfortunately her employer provides no individual dental insurance cover and she has to pay for it by herself. She wanted to know what will it cost her with out the individual dental insurance cover.

Here's are some rough estimates about how much it will cost her.

Fillings:

There are different types of fillings like metal also called as amalgam fillings. The amalgam fillings are not recommended because they contain mercury.

But it is a cheaper, faster and more long lasting alternative. The presence of mercury is a BIG negative factor.

On the other hand composite resin fillings are both time consuming and more expensive but a safer alternative.

The cost per filling will vary with location, dentist reputation and experience and so on. Here is a rough estimate about how much it will cost approximately

$75 to $145 per metal fillings and between

$150-$200 dollars per composite resin filling.

Well, that is the cost of filling alone - usually before filling, the dentist will need to take some x-rays, so some dental cleaning etc.

So be prepared for these additional costs too.

Tooth extraction:

Be prepared for anywhere between $75-$150 depending on your location and dentist and other factors like your tooth condition.

Any after or before treatment costs like x-rays, cleaning will again cost you extra.

Best is to get an estimate from your dentist about the cost of the whole procedure - fillings, extraction, x-rays, cleanings everything. Then plan your treatment in installments - as and when you have enough money for it.

Tooth Replacement:

If you need to replace the tooth. Well that will cost you a lot more.

More than $4500 dollars for one dental implant.

Other Low Cost Options You Can Explore In the Absence Of Dental Insurance

1. Find a reputable dental school near you and ask if they will have you as a patient. It might take some time to get past their waiting list but you will save a lot of money.

Most of the work will be done by student dentists learning their profession but you can rest assured that their supervisors will be around to take care in case they get stuck or something.

2. Another option is registering with a county hospital that has dental treatment facilities. These options are time consuming but when money is in short supply a very sensible option.

Remember most dental problems are not dental emergencies. So, unless your teeth are hurting really bad you can wait and get treated as and when you have enough money in your hands.

An option you can explore if you have money to spare is to go for a dental discount plan that is local to your area. The plan will have their own panel of dentists and you can get treatment at discounted prices.

The savings can be substantial if you are going to get treatment anyway as a paid patient with no dental insurance.

On the whole it is quite expensive to seek dental treatment with out some sort of individual dental insurance.

All the best.

For more details on dental insurance and dental plans visit:


http://www.a1-dental-insurance.com


Dental Insurance Plans


http://www.ezinemarketingcenter.com/dental-insurance/

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