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The following is taken from the booklet "What Everyone Should Know About Selecting and Using Dental Benefits." A Consumer's Guide to Dental Insurance, published in the public interest by the California Dental Association.
Excerpts :
Different Dental Plans For Different dental insurance needs -- Know the Differences
Consumers can choose from an assortment of dental benefits plans that accommodate a variety of needs and expectations. The following factors differentiate one dental plan from another:
1. The type of third party responsible for funding and administration of the dental insurance plan;
2. The alternatives offered for selecting a dentist;
3. The structure used to compensate the dentist for services provided; and
4. The method by which benefits and payments are calculated.
Understanding these differences is essential to making an informed decision when selecting a dental insurance plan and using the benefits.
continued in the next post .....
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